To purchase the items in your shopping basket using Able 2 Buy credit facilities, proceed to the checkout and then at the payment stage select ‘Finance Agreement’.
Once you have placed your order with us you will then be directed to the Able 2 Buy website to complete your finance application – this takes only a matter of minutes and in most cases you will receive an instant decision. Upon approval you can print your documents to sign and return to Able 2 Buy – upon receipt of authorisation from Able 2 Buy we will despatch your goods directly to you. (Please note for security purposes the goods can only be sent to your home address.)
Credit Schemes available
We can offer the following 3 finance options on orders exceeding £199.95:
Option 1
• No Deposit
• 24 monthly payments
• 29.9% APR
Typical example: Cash price £199.95 – no deposit – 24 monthly payments of £11.01 starting one month after acceptance. Total payable £264.10. 29.9% APR
Option 2
• No Deposit
• 12 monthly payments
• 29.9% APR
Typical example: Cash price £199.95 – no deposit – 12 monthly payments of £19.52 starting one month after acceptance. Total payable £234.19. 29.9% APR
Option 3 NEW Buy-now-pay later!
• No Deposit
• Nothing to pay for 3 months
• 0% APR Interest Free
Typical example: Cash price £199.95 – no deposit. Nothing to pay for 3 months from date of purchase. Total payable £199.95. 0% APR Interest Free
If total amount payable is not paid within 3 months from date of purchase then: 45 monthly payments of £7.35 based on 29.9% APR (over 48 months). Total amount payable £330.75.
Requirements For Credit Acceptance
In order to apply for credit with Able 2 Buy you must:
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Be aged between 18 and 75 years of age
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1. Be in full time employment (i.e. 16 hours or more per week) or
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2. Be self employed or
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3. Be retired and over 50 years of age or
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4. Be in receipt of an invalidity or disability allowance.
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Have been a UK resident for 3 years or more
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Be able to make repayments by Direct Debit
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Provide your previous address if you have lived at your current address for less than 3 years.
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(Please note – all details of your application, whether accepted or declined, may be held on file by credit reference agencies – please DO NOT continue with your application if you are just trying to see if the credit is available to you.)
Typical 29.9% APR variable
E&OE. All offers are subject to availability. |
